So you’re looking for a good place to buy jewelry online? Here are the top things you shouldn’t do with a credit card.
First, always remember that these credit cards are very expensive, and you want to spend as little as possible. You can easily end up paying more than your jewelry actually costs, so it’s important to always keep a tight rein on what you spend. Remember, it’s only credit and as soon as you start using it, the card company will charge you interest.
Secondly, don’t use your credit card to buy just anything! The world is full of people who will try to make a buck by ripping you off. They’ll charge ridiculously high rates for things they shouldn’t be charging for. They’ll use their card to get more stuff and then just sit back and watch you pay hundreds of dollars in interest and fees.
Thirdly, keep your credit cards from being used for online shopping. These sites are notorious for overcharging and then throwing you in jail if you can’t pay them up. Don’t fall for this type of shady practice, and be aware of the many scams out there.
Fourthly, avoid credit cards that offer free shipping. It’s easy to buy something, ship it, and pay for it, but the shipping itself is a separate charge from the item itself. It’s a little like the difference between buying an iPhone for $500 or $700 with one company and buying it for $300 with another company.
Fifthly, if you absolutely must buy something with your credit cards, make sure you shop around. You want to look at a variety of places to make sure you’re getting the best deal. If you only look at two different sites, you might be paying way too much for the same item.
Sixthly, what should you not buy with a credit card if you don’t have it yet? If you don’t know where to go, search online for online jewelry stores that accept debit and credit cards. There are many of them, and they can save you a lot of money. In fact, you might find that the store you used for your original card only accepts them, and not another company, or store.
Hopefully, these five tips will help you save money and stay away from all the bad things on the Internet. While buying jewelry on the Internet has its benefits, it can be dangerous, and you’ll end up paying too much if you don’t read the fine print of any deal that you get. So, here are some of the top things that you should never buy with a card, and avoid paying too much for items online.
What Should You Never Buy With A Credit Cards? Jewelry, electronics, or electronics accessories – All of these types of products come with a “minimum purchase” amount. The minimum purchase amount tells you how much you’ll have to pay to get the product that you want. So, if you want to get the ring, bracelet, or any other electronic product that costs more than the minimum purchase amount, you’ll have to pay more than what you need to.
Travel – This applies to pretty much anything that you plan to purchase online such as flights, hotel rooms, and rental cars.
Clothing – Yes, you may find that certain websites will sell clothes for low prices, but the clothes may come with a minimum purchase amount, and the items may have hidden fees and/or charges. Also, the items may not be available on certain days of the week or of the year. So, if you’re buying a dress for a formal occasion, check the dress out carefully. In the event that you do find a sale, make sure that the sale price includes shipping and handling.
Loans – Finally, you should not buy any credit cards that require you to make a deposit before you can receive the item you’re purchasing. This is a very sneaky and underhanded scheme to try to get you to buy more than you need to.